Enter your phone number
The same number your landlord invited you on. Country code auto-fills to +91.
For tenants
Your rent, your receipts, your record.
When your landlord runs on KARVM, you get a clean portal — dues, receipts, your agreement, and the arithmetic behind every utility bill. No app to install. Sign in with your phone number.
Free · phone-number sign-in · works in any browser
01 — Rent & receipts
Know what's due. Prove what's paid.
Sign in and see your current dues at the top of the page — the amount, the due date, the days left. When you pay, your landlord marks it as received and your receipt is generated automatically. No more forwarding UPI screenshots and hoping they got kept.
Every past receipt is downloadable as a PDF. Rent has been paid to you. Now it's paid on record.
Your rent · July 2026
₹7,500
Due 09 Jul · 4 days left
June 2026
Paid 03 Jun
Receipt
May 2026
Paid 04 May
Receipt
April 2026
Paid 02 Apr
Receipt
02 — Your agreement
Your rental agreement, always where you left it.
No more “I'll send you the PDF later.” Your signed agreement lives in your portal from day one — same document your landlord has, same version. Read it, download it, refer to it whenever a question comes up.
You'll get an alert 30 days before the term ends, so renewal isn't a last-minute scramble.
Your agreement
Rental Agreement · Plot 314, 2nd Floor
01 Jan 2026 — 31 Dec 2026 · 12 months
- Rent
- ₹7,500 / month
- Deposit
- ₹22,500
- Notice
- 30 days
- Renewal alert
- 30 · 15 · 3 days
Download PDF
03 — Utility bills
See the math on every electricity bill.
When your building shares an electricity meter, your bill should show units consumed × per-unit rate + fixed charges = amount. On paper. Every month.
KARVM shows exactly that. If the math ever feels off, you can point at the row that's off — instead of arguing about a number nobody can source.
July · your electricity
- Units consumed
- 128
- Per-unit rate
- ₹6.50
- Subtotal (128 × 6.50)
- ₹832.00
- Fixed charges
- ₹92.00
- Meter share
- 1 of 3
Total this month₹924.00
04 — Repairs
Log the repair. Keep the record.
Broken tap. Leaking ceiling. Faulty inverter. Log it in the portal with a photo. Your landlord sees it, responds, and the whole thread — request, response, resolution — stays on record. A year later when someone claims “you never asked,” the record is right there.
Not adversarial. Not passive-aggressive. Just receipts, for both sides.
Repair · #147
Kitchen tap dripping
Logged 04 Jul · Resolved 05 Jul
You · 04 Jul, 08:12
Kitchen tap is dripping — probably needs a new washer. Photo attached.
Landlord · 04 Jul, 09:30
Plumber will come Saturday morning between 10 and 11.
You · 05 Jul, 11:45
Done. New washer, no leak. Thank you.
Resolved · on record
05 — Sign in
Phone number, one SMS, in.
Get a one-time code
A six-digit code arrives by SMS. Type it in. That's the whole login.
See your dashboard
Dues, receipts, agreement, utility bills, and repair requests — all right there.
06 — If your landlord isn't on KARVM yet
Ask them. It's free.
KARVM is free for landlords during early access. If you forward this page to yours, they can be set up in about five minutes and you'll get a WhatsApp invite to the portal shortly after.
What to tell them: no more UPI screenshots, no more “did the receipt arrive,” no more Excel spreadsheets that go stale.
What tenants get
- Rent receipts as PDFs, kept forever
- Your rental agreement in the portal
- Itemised electricity bills, math shown
- Repair-request thread, on the record
- Renewal alert 30 days before term ends
Your record starts on the next payment.
If your landlord is on KARVM, sign in and see your portal. If they aren't, forward it — it's free.