Your data, walled off
Each landlord's records are isolated at the database itself using row-level security. Another landlord literally cannot query your data.
For landlords
Rent, agreements, notices — every landlord task in one place.
Rent tracked. Reminders sent. Receipts issued. Agreements drafted. Notices grounded in your state's law. One calm dashboard, built for the Indian landlord who wants to spend less time chasing and more time actually living.
No credit card · full product free during early access
01 — Rent tracking
Who's paid, due, and overdue — at a glance.
Add your property once. KARVM creates a rent ledger every month, automatically. Every unit shows PAID, DUE, or OVERDUE — the same color code across every screen, so you know your book in one look.
When rent is due, send a polite pre-written WhatsApp reminder in one tap. Mark a payment as received and KARVM generates the receipt for the tenant — no chasing, no screenshots, no “did you get it?”
Plot 314 · rent ledger
Rent received on 03 Jul · receipt sentPaid
Rent due in 4 days · reminder scheduledDue
6 days overdue · notice availableOverdue
02 — Legal, in an afternoon
Notices, agreements, replies — drafted in twenty minutes.
A rent-default notice used to mean three weeks and ₹15,000 with an advocate. KARVM drafts the first version in twenty minutes, cite-checked against your state's rent-control act. Your advocate reviews it in half an hour instead of writing it from scratch.
Every draft is a draft for your review. KARVM never files, sends, or serves anything on your behalf. Allegations stay framed as allegations. Nothing overreaches. You (and your advocate) sign off before anything leaves your account.
Notice draft
Rent default notice
Karnataka Rent Act §§27, 21(2)(a). Ready for advocate review.
Notice draft
Notice to quit
Transfer of Property Act §106 — 15-day notice period, monthly tenancy.
Notice draft
Nuisance notice
Grounded in tenancy conduct clauses. Facts stay disputed until court finds otherwise.
03 — Agreements
Court-format agreements, with e-stamp guidance.
Enter the tenancy details once. KARVM generates a complete rental agreement in the format Indian courts accept — including the stamp-paper value your state requires, witness-signature guidance, and the clauses that actually get enforced (not the template ones landlords copy from Google).
Print it on e-stamp paper. Sign with two witnesses. Upload the signed copy back to KARVM. The record now exists in one place, forever — with a renewal alert 30, 15, and 3 days before the term ends.
Agreement
July 2026 agreement
18-month term · renewal alert set · both parties signed · uploaded 03 Jul
RENEWS IN 149 DAYS
04 — Utility split
Every unit's bill, the math shown.
Enter or photograph the meter reading. KARVM splits the bill across units by consumption at your configured per-unit rate. Each tenant sees the itemised breakdown in their own portal — units consumed, per-unit rate, fixed charges, total — the same math both sides can check.
Nobody has to trust anybody else's arithmetic. That's where trust used to die.
July · electricity split
2nd Floor · Vivek M.
128 units @ ₹6.50 · fixed ₹92
₹832.00
1st Floor · Anita R.
44 units @ ₹6.50 · fixed ₹92
₹286.00
Ground · Ramesh K.
60 units @ ₹6.50 · fixed ₹92
₹390.00
Bills shared with each tenant · both sides see the same math.
05 — Trust & safety
Bank-grade, DPDP-aligned, built in India.
Aadhaar per UIDAI guidelines
Aadhaar numbers stored encrypted, always shown masked. Full number appears only inside legal documents where courts require it.
Start the next rent cycle on KARVM.
Add your property, invite your tenant, and stop chasing. Free during early access.